and the borrower is servant to the lender.
Proverbs 22:7
God's Word commands us to be good stewards of our finances. Dave Ramsey and other Christian financial advisers speak on this topic. They refer to it as grandma's common sense advice. More appropriately it's a Great Depression mentality. If you can't afford it, don't buy it.
The advice continues with prepare for the worst, and pray for the best. It's not lack of faith to prepare for hard times. Joseph put food away for the coming famine according to the bible. As we should be, with what God gives us.
What happens if you lose your job? Have an emergency fund of 6 months or more. Invest in your retirement accounts to prepare a way. Save for your kid's college, and their future. Limit your debt as much as possible. Credit card companies will eat your lunch. Debt has destroyed many marriages and families. So live within your means. Don't try to keep up with the Joneses.
And most importantly remember Deuteronomy 8:17-18,"And thou say in thine heart, My power and the might of mine hand hath gotten me this wealth. But thou shalt remember the LORD thy God: for it is he that giveth thee power to get wealth.."
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Lance Gargus
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12 comments:
I so much agree with everything you've said here, and this is how we try to live. Even with all our medical bills, we still trust that God will keep us afloat if we honor His commands regarding financial matters. Thanks so much for the reminder and words of wisdom. Be blessed!
Nice relevant Lance. Everybody take his/her own responsibility for their financial future.
I always ask my self, what can I leave for my child/grand.
Debts or what? :)
Regards
Susanno
http://pyo2.blogsot.com
Oh my, such great words of wisdom. You had a lot of help with this article--didn't you?
Some of us have to learn that one the hard way. It has happened to me, both good fortune and bad--good is easier of course, but the bad is more educational. I agree with your counsel on stewardship, but I also want to add that it is important to give to those less fortunate, no matter what. If nothing else, it is God's way of reminding you that he still cares for you. There are so many people who need help and we all can make a difference. So many people hold onto their money until it screams. I've learned to give a lot of my money away--usually to the homeless. I don't care what they do with it; maybe they will get a bottle of whiskey instead of a sandwich. But if I had to sleep in Rittenhouse Square on Christmas Eve, I would probably want whiskey too. Just giving tells them that someone cares. Most of us are two paychecks away from homelessness.
Wise wisdom and incredible advice. Hope many people take your message to heart. Living life with the principles you have mentioned has blessed my family so much.
Lance, wonderful and helpful post, nice to have good practical reminders.
I agree 100% with Enemy of The State, I think it is so important to give freely to others, because no matter what your situation is, someone elses is worse.
thank you Lance, this is a reminder for me.
Blessings!
It's just possible we'll need that Great Depression mentality literally. Much of "The New Deal" that got us out of that situation has been dismantled over the last 30 years. More and more it's every man and woman for themselves, including the sick and elderly.
Excellent words to live by. Very good! :) Love the new background Lance. :)
No matter what happens, you are always equipped to deal with it. Coincidentally, Mother Theresa said, "God never puts me in a situation he doesn't think I can handle. Sometimes I just wish he didn't trust me so much."
Regardless of what we beleive we already know, we are capable of expanding our thoughts and senses. OUr understanding is not limited to our present views of existence.
So true, be indebted to no man, but to love one another. Being indebted to another is the same as being in bondage. Romans 13:8
God bless.
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